The AI-first issuer processor supporting debit, credit, prepaid and virtual card programmes globally with real-time authorisation, digital wallets and AI-enabled fraud management.
Founded in 2007, Thredd is an issuer processing platform built for fintechs, banks, and embedded finance businesses that need to launch and scale card programmes globally. We serve 130+ clients across 50+ countries, with teams on the ground in London, Newcastle, Singapore, Sydney, and the United States.
Our investors include Advent International, Viking Global Investors, Temasek, and MissionOG, with Mastercard and Visa as institutional investors.
The only modern issuer processor with unified debit, credit, prepaid, and virtual card programmes in a single global architecture. Unlike API-only processors, we understand what sits beneath the technology: the scheme rules, the liabilities, the operational complexity that determines whether a programme scales.
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From single-market launches to multi-region expansion, we have the infrastructure and people in place to support programmes wherever they operate.
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Trust is the product in payments. A processor is handed critical technology, sensitive data and services that reach a client's own customers, so its decisions become part of that client's service by default. That covers how reliably the platform authorises transactions, how carefully it handles cardholder data, how it responds when something goes wrong, and how the people running it behave day to day.
That is what an independent standard is for. Thredd has completed the B Corp assessment and verification process and is now a Certified B Corporation.
We're building something genuinely different in payments. If you want to be part of it, take a look at what's open.
Speak to our team about what Thredd can do for your programme.