The infrastructure dilemma


Legacy processors solved one problem well: getting debit programmes live quickly.

But as programmes scale, the cracks show:

  • Fragile deployments that are hard to change
  • API costs that compound every time your product evolves
  • A support model that wasn't built for your speed

At some point, the cost of staying outweighs the cost of switching.

 

The platform built for what's next


Thredd is the only modern issuer processor with commercial-grade debit and credit in a single composable platform, built for multi-regional deployment from day one.
 
 
That means when you're ready to add credit, you don't re-integrate. When you expand into a new market, you don't rebuild. When your volumes grow, the platform grows with you.  

No rebuild to add credit

  • Debit and credit in a single architecture 

  • Launch on one, add the other when you're ready 

  • Same platform, same instance throughout

One instance across 50 countries

  • Set up once, expand into new markets without rebuilding 

  • Local compliance and scheme connectivity handled 

  • One configuration, consistent across regions

130+ clients already running on Thredd

  • From early-stage programmes to enterprise scale 

  • 2.5bn+ transactions annually 

  • Debit, credit, and prepaid all on one platform 

"Despite the turbulent times created by the Wirecard situation, Thredd remained responsive to our needs and enquiries during the onboarding process." 

Malte Rau CEO and Co-Founder, Pliant

Infrastructure that moves with your programme

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Composable by design

Take what you need now, add more as your programme evolves. No forced bundling, no rebuilding.

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In-market expertise

Specialists on the ground across every region. Local scheme rules, compliance, and operational complexity handled.

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A real-time system of record

One source of truth across every account, wallet, and transaction. Full traceability, no stitching systems together.

Proven performance

  • 325m+

    cards

    Supported on our platform

  • 2.5bn+

    transactions

    Processed every year

  • 50+

    countries

    Where our clients process